As a Central Georgia native, Loretta is one of Warner Robins’ leading foreclosure specialists. She works directly with banks, mortgage companies, and asset management companies to list, manage, and sell foreclosure homes. Loretta is the point of contact for all asset managers that she works with. Loretta provides bids to the various companies, oversees the contractors to make certain repairs are completed as agreed upon, and oversees contracts and billing through closing.
Loretta has helped many homeowners during the Short Sale process. A Short Sale situation occurs when when a lender agrees to accept a mortgage payoff amount that is less than what is owed in order to facilitate a sale of the property by a financially distressed owner. The lender forgives the remaining balance of the loan. If you are falling behind on your mortgage payments and your house isn’t worth what you owe or if you have stopped making payments completely in Warner Robins, GA, there are a few options you should consider: loan modification, refinance, rent the house out, or consider a short sale of your home. A loan modification or refinance are great options, but if they are not possibilities, you need to call Loretta Harder with Coldwell Banker® Robbins & Free to get your Short Sale process started.